In my world, this is truly the best time of year. There is a little nip in the air (well in Phoenix at least it’s not 92 degrees at 6:00 AM when I leave for work), baseball season is winding down, and football season has begun. I truly love fall for all that it has to offer. So before you get to worried about the stock market, try to find out what candidate said what, and which bank is going to fall victim next. Enjoy what this season has to offer. Go outside with your family, take a hike, or just enjoy some downtime. With an economy like ours, we need to be distracted, we need to be able to enjoy life; and there is no greater time than now as we prepare for the holidays, and the turn of the calendar year.